Real Estate in Florence County SC Teresa McDonald, Realtor

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My Weekly Real Estate E-letters                                               

These are my weekly email e-letters. You may click on the title of the e-letter to be carried directed to that e-letter. I will be archiving old copies of the e-letters on this page. Click on Weekly Real Estate Email E-letter to sign up to receive the e-letter directly in your email box. The e-letter will contain real estate tips and tips in general for around the home.

Weekly Real Estate E-letters

Weekly Real Estate E-letter(3-30-09) How to Save Money in Your Daily Life Tips 21-25

Weekly Real Estate E-letter(3-23-09) How to Save Money in Your Daily Life Tips 16-20

Weekly Real Estate E-letter (3-16-09) How to Save Money in Your Daily Life Tips 11-15

Weekly Real Estate E-letter(3-9-09) How to Save Money in Your Daily Life Tips 6-10

Weekly Real Estate E-letter(3-2-2009) How to Save Money in Your Daily Life Tips 1-5


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 How to Save Money in Your Daily Life Tips 21-25
 21. Check your local newspapers for advertisements of lunch and dinner specials and early bird specials -- look for coupons, too.

22. Do lunch instead of dinner. Lunch menus usually offer the same entrees as dinner, just smaller portions and a smaller check.

23. Share an entree or stick with the appetizer menu. Many restaurants serve portions that are too large for one person to finish.

24. Check your favorite magazines' Web sites for online offers that may be lower than others you've received.

25. Use your local library -- your tax dollars pay for it, so you should be reaping the benefits. Check out a book you'll read once instead of buying it at the bookstore. Pick up a video at the library rather than renting one.
 How to Save Money in Your Daily Life Tips 16-20
16. Save a bundle on taxes by paying your child care and health care costs with pretax dollars. Participate in your employer's flexible spending account program.

17. Cut child care expenses through flexible scheduling. Can you telecommute, job share or work alternative hours to reduce the time away from home?

18. If your public school district offers a half-day pre-K program for 4-year-olds, enroll your child. It's free and reduces child care costs to half-day rates.

19. Consider alternative ways to get health care for your pet. Humane society or university veterinary clinics may offer thriftier medical services than private practitioners. And always seek a second opinion when a vet suggests a pricey procedure. You'd do it for yourself, right?

20. Keep your eyes open for new restaurants in town. They typically offer grand opening specials.
 How to Save Money in Your Daily Life Tips 11-15
 11. Dry cleaning costs add up quickly. So put the silks in the back of the closet and move your wash-and-wears up front.

12. When your clothes are wrinkled, hang them on a shower rod, spritz them with a fine mist of hot water and they'll be wrinkle-free in the morning.

13. Put cash back in your pocket by taking the clothing you no longer wear -- that's still in good condition -- to a consignment shop. While you're there, shop for used clothes. If they're in good condition, you'll save a bundle by not buying new!

14. Working couples can reduce out-of-pocket medical expenses and insurance premiums by carefully comparing the costs of the benefits offered by each employer to find the best deal.

15. Check out the local beauty school for bargains on everything from haircuts and manicures to spa facials and highlights.
How to Save Money in Your Daily Life Tips 6-10 
6. Check out the wealth of coupon sites on the Web before you shop.

7. Avoid purchasing non-grocery items, such as painkillers and contact lens solution, at a grocery store. You usually pay more.

8. Beware of discount store syndrome. Just because you're in a bargain store doesn't mean you're getting the best price on every item.

9. Always send in for the rebate on a purchase, whether it's $2 or $50. It all adds up.

10. Veer your wardrobe away from extremely fashionable styles that limit how many times and how many ways you can wear them. Try to buy clothes with dual functions: business casual outfits that can be dressed down for a relaxed night out with friends, for example.
How to Save Money in Your Daily Life Tips 1-5
1. Don't crisis-cook. Shopping after work for the day's dinner gets expensive. Plan a weekly menu before shopping and watch your grocery bill shrink.

2. Don't waste money on prepared food. Instead, fix meals ahead of time and freeze them, or double a recipe when cooking and freeze the remaining portion for a hectic day coming up.

3. The highest-markup items at the grocery story are on the shelves at about chest level. Reach up or kneel down to select the cheaper house and generic brands.

4. Avoid shopping for food when you're hungry -- you'll buy more. And try to shop without the kids. Those little helpers can quickly boost your bill by lobbying for their favorite high-priced brands.

5. Grab your local supermarket's weekly insert or log onto its Web site to see the weekly specials. You can save big by buying whatever brands are marked down rather than always buying the same brand.

 













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