Real Estate in Florence County SC Teresa McDonald, Realtor

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My Weekly Real Estate E-letters                                               

These are my weekly email e-letters. You may click on the title of the e-letter to be carried directed to that e-letter. I will be archiving old copies of the e-letters on this page. Click on Weekly Real Estate Email E-letter to sign up to receive the e-letter directly in your email box. The e-letter will contain real estate tips and tips in general for around the home.

Weekly Real Estate E-letters

Weekly Real Estate E-letter(6-29-09)Reasons to Get Rid of Stuff Around Your House Tips 15-21
Weekly Real Estate E-letter(6-22-09)Reasons to Get Rid of Stuff Around Your House Tips 8-14
Weekly Real Estate E-letter(6-15-09)Reasons to Get Rid of Stuff Around Your House Tips 1-7
Weekly Real Estate E-letter(6-8-09)How to Save Money with Your Car or Commuting Tips 21-25
Weekly Real Estate E-letter(6-1-09)How To Save Money with Your Car or Commuting Tips 16-20



Click here to read  May Tips
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 Reasons to Get Rid of Stuff Around Your House Tips 15-21
Here are websites you can use to get rid of things around the house and help out your fellow man at the same time:
Digital Cameras
15. Operationhomefront.net
Help keep service members in touch with their families.

All Technology
16. Rethink.Ebay.com
Work with charities to find homes for consumer electronics.
17. youthfortechnology.org
Put scanners, computers, and cameras in the hands of deserving, impoverished kids around the world.

Air Miles
18. Redcross.org
For Red Cross staff and volunteers
19. Heromiles.com
For deployed soldiers
20. Marrow.org
For transplant patients
21. Childrenscancerassociation.org
For terminally ill kids
 Reasons to Get Rid of Stuff Around Your House Tips 8-14
Because It's Fun
8.  127sale.com
Set up shop at the World's Longest Yard Sale, August 2-5, along 450 miles of Highway 127 in the southeastern U.S.
9. Or peddle your wares in your own front yard on National Garage Sale Day, August 10.
10. Swaporamarama.org
Attend nationwide clothing exchanges and do-it-yourself alteration workshops.
11. Wildzipper.com
Watch as a pile of your favorite old T-shirts is converted into a quilt.
Cell Phones
12. Verizonwireless.com
Put a refurbished phone (of any brand) into the hands of a domestic violence victim.
13. Eco-cell.com
Or let its sale benefit an environmental charity.
14. Care.org
Send a phone to the field staff of a poverty-fighting mission.
 Reasons to Get Rid of Stuff Around Your House Tips 1-7
1. 1.4 million Americans suffer from chronic hoarding & clutter.
2. People burn 55 minutes a day looking for things.
3. 80 percent of what we own we never use.
4. 1800GotJunk.com
Pay someone else to take out the (big, cumbersome) trash.
5. Publicstorage.com
Lock it up in more than 2,100 locations around the U.S.
6. redshield.org
Schedule a pickup with your local Salvation Army.
7. earth911.org
Find local recycling and reuse programs for all kinds of household items.
 How to Save Money with Your Car or Commuting Tips 21-25
 21. Let car dealers haggle with each other. E-mail, fax or phone several dealers. Make it clear that you're contacting multiple dealers and that you'll buy from the one that makes the best offer.

22. Negotiate the price of a new car, the price of your trade-in and your financing separately. A dealer will try to roll one or more of these transactions together. Don't let it.

23. Be prepared to walk away from a deal. You know within a few hundred dollars what you should be paying, and every minute spent discussing a figure significantly higher than that is wasted.

24. Bite the bullet. Sell your old car privately, get someone else to assume the lease or stay with the thing until it's paid off. Don't roll negative equity into a new car loan.

25. Consider buying a one- or two-year-old car. If the factory warranty is still good, you could get a car with 95 percent of its life left for 20 percent to 30 percent less than the cost of buying new.
 How to Save Money with Your Car or Commuting Tips 16-20
16. Consider dropping collision insurance if you drive an older car. Ask: How much of your premium is collision insurance? Do you have $2,000 if you needed a new car tomorrow?

17. Rein in those ridiculous teen-driver insurance premiums. Make sure your teen studies hard -- some auto insurers offer discounts to good students. If she'll be driving a family car, designate which vehicle she will drive to avoid be charged as if they're driving the highest-risk vehicle on your policy. And when she goes off to college, take her off your insurance altogether to save big.

18. Car shop on a rainy day, at the end of the month or toward the end of the year. Car dealers will be begging for business. You will probably get a better deal and more for that trade-in.

19. Know your credit score before you car shop and secure your financing ahead of time from your bank or credit union. That way you can ask the dealer to beat the offer you already have and be confident you got the best financing deal.

20. Use the Internet to get the best auto deal. Find the value of your trade-in and the lowdown on pricing and financing options for the car you'd like to buy. Visit several Web sites to compare everything from sticker price to customer rebates to regional incentives from manufacturers.